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James Delaplante is a Michigan Certified Residential Appraiser serving Northwest Michigan including Grand Traverse County, Leelanau County, Wexford County and Kalkaska County.
Check out the top reasons Michigan homeowners call on James Delaplante:
At James Delaplante, we understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at James Delaplante, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other houses close to yours. This means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from James Delaplante is your best weapon when challenging your property tax assessment.Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. James Delaplante is seasoned in helping people just like you get rid of unnecessary PMI insurance.HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. James Delaplante can provide you with an expert appraisal that will help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from James Delaplante can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion. |
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